About Accident Insurance
Even with a good medical insurance policy, accidents result in unforeseen expenses. Accident insurance can offset expenses—and benefits are paid directly to the policyholder.
Benefits
Pays out-of-pocket costs for:
- Emergency room visits
 - Hospitalization
 - Intensive care
 - Follow-up visits
 - Physical therapy and more
 
Plans cover transportation and lodging expenses associated with accident recovery.
Optional Coverage Available
- Accidental death benefits
 - Spouse and dependent coverage
 - Wellness exam coverage
 
Additional Features
- Coverage is portable
 - Guaranteed issue