Frequently Asked Questions
Why is travel health insurance important for international travel?
Getting adequate healthcare in some parts of the world can be difficult. Hospitals have very different practices concerning payment, and a guarantee of coverage allows direct billing between the provider and the insurance company.
Without a travel medical plan, you’ll have to pay in advance, perhaps up to thousands of dollars on your credit card.
What are the minimum and maximum trip lengths?
A trip can be as short as 1 day, GeoBlue even offers single trip plans. Some plans cater to long-term travelers such as missionaries or expatriates, and multi-trip coverage is available as well.
Are pre-existing conditions covered under travel insurance plans?
Pre-existing medical conditions are treated differently depending upon the plan you have selected.
How far ahead do I need to purchase a travel insurance plan?
Most GeoBlue plans may be purchased up to one day before your departure date. GeoBlue recommends that customers wishing to receive a hard copy ID card should allow 2 weeks prior to their effective date when purchasing.
Long-term travel coverage depends on an underwriting process, which can take one day up to one month. GeoBlue is committed to responding to a submission in writing within 3-5 business days.
I already left on my trip. Can I buy a GeoBlue plan?
No. GeoBlue plans have been approved to be sold to customers purchasing from inside the U.S. However, in some cases you may request a policy extension or a onetime consecutive re enrollment while overseas.
Will GeoBlue plans cover me inside the US?
GeoBlue does offer plans that include coverage within the US, such as Xplorer.
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